If you need to get control of all the bills, paperwork and account statements that keep flooding your mailbox, you might want to consider debt consolidation. A debt consolidation lender can help you merge all those accounts into one single loan. So how do you find one? Try:

Looking online!

Do an Internet search for words like "debt consolidator," "debt consolidation," or "debt management." Chances are you'll find thousands of companies that can help you consolidate your accounts into one manageable bill. In general, these companies don't loan you money. Instead, they work with your creditors and you to come up with a monthly payment plan. They take a lump sum payment from you each month, and then divvy it up and send out the appropriate amounts to all your creditors. Essentially, they do your bill-paying for you!

Checking regular banks!

You might also want to consider getting a debt consolidation loan from a regular bank, credit union or other traditional lender. Some will give you a Home Equity Loan or Home Equity Line of Credit, which will provide you with the cash you need to pay off your creditors. After that, you'll only have to worry about paying off your Home Equity Loan! Others might give you a personal loan or other type of debt consolidation loan, especially if you can secure it with collateral, such as a car or stocks and bonds.

Asking friends and family!

It might seem like you're the only person who has ever needed to consolidate debt, but chances are you're not alone. Most folks have found themselves in a sticky financial situation at some point in time. Ask close friends and family if they have any experience with debt consolidation lenders. It's likely that someone will be able to recommend a service or company that can meet your needs.

Try using one of ABC Loan Guide's Recommended Debt Consolidation Companies Online.

There are lots of different options for debt consolidation loans, depending on your personal circumstances like home ownership, available collateral and your credit score. Before making a decision, be sure to explore various options so you can find the best loan for your situation.