Even with the wealth of home buying information available on the Internet, it's a good idea to have an agent. The fees you'll pay an agent are nominal when you consider what all an agent can do for you.

Buying a home is a monumental event that can affect you for years to come -- an agent can help you make sure it's a positive event. Among other things, a good agent will act as your home-buying expert, tour guide, negotiator, paperwork administrator, and, most importantly, your trusted advisor.

Additional Benefits of Having an Agent

• They can help you understand the different financing options available to you.

• They can likely refer you to a lender who can help pre-qualify you for a loan.

• They almost always have access to the Multiple Listing System (MLS), an electronic listing of homes for sale by other agents.

• They may know of homes for sale in the area that are not yet being marketed.

• They can help you stay on track throughout the buying process, with the many appointments and events the process brings.

• They will handle all the home-buying paperwork ... and theres a lot of paperwork.

• They can help you negotiate with sellers.

• They can help you determine the realistic value of homes based on recent sales in the area.

How to Find an Agent?

Seek referrals from friends who have bought homes in the area. Look on the Internet. Look in the "Homes" or "Real Estate" section of your local newspaper.

The ideal agent knows the local area well. And most importantly, he or she listens well and respects your needs and limitations. Trust your instincts. If an agent makes you uncomfortable for any reason, find another one.